{"id":3124,"date":"2023-08-01T15:49:30","date_gmt":"2023-08-01T15:49:30","guid":{"rendered":"https:\/\/sahajjobd.com\/?p=3124"},"modified":"2023-08-01T16:14:55","modified_gmt":"2023-08-01T16:14:55","slug":"karmasangsthan-bank-loan-poddhoti","status":"publish","type":"post","link":"https:\/\/sahajjobd.com\/en\/karmasangsthan-bank-loan-poddhoti\/","title":{"rendered":"\u0995\u09b0\u09cd\u09ae\u09b8\u0982\u09b8\u09cd\u09a5\u09be\u09a8 \u09ac\u09cd\u09af\u09be\u0982\u0995 \u09b2\u09cb\u09a8 \u09aa\u09a6\u09cd\u09a7\u09a4\u09bf\/\u09aa\u09be\u0993\u09af\u09bc\u09be\u09b0 \u0989\u09aa\u09be\u09af\u09bc"},"content":{"rendered":"<p class=\"wp-block-paragraph\">\u0995\u09b0\u09cd\u09ae\u09b8\u0982\u09b8\u09cd\u09a5\u09be\u09a8 \u09ac\u09cd\u09af\u09be\u0982\u0995 \u098f\u0995\u099f\u09bf \u09b0\u09be\u09b7\u09cd\u099f\u09cd\u09b0\u09c0\u09af\u09bc \u09ae\u09be\u09b2\u09bf\u0995\u09be\u09a8\u09be\u09a7\u09c0\u09a8 \u0986\u09b0\u09cd\u09a5\u09bf\u0995 \u09aa\u09cd\u09b0\u09a4\u09bf\u09b7\u09cd\u09a0\u09be\u09a8\u0964 \u0995\u09b0\u09cd\u09ae\u09b8\u0982\u09b8\u09cd\u09a5\u09be\u09a8 \u09ac\u09cd\u09af\u09be\u0982\u0995 \u09e7\u09ef\u09ef\u09ee \u09b8\u09be\u09b2\u09c7\u09b0 \u0986\u0987\u09a8\u09c7\u09b0 \u09ed \u09a8\u0982 \u09a7\u09be\u09b0\u09be\u09df \u09ac\u09bf\u09b6\u09c7\u09b7 \u0995\u09b0\u09c7 \u09ac\u09c7\u0995\u09be\u09b0 \u09af\u09c1\u09ac\u0995\u09a6\u09c7\u09b0 <a href=\"https:\/\/sahajjobd.com\/en\/bank-loan\/\" target=\"_blank\" rel=\"noreferrer noopener\">Bank loan <\/a>\u098f\u09b0 \u09ae\u09be\u09a7\u09cd\u09af\u09ae\u09c7 \u0995\u09b0\u09cd\u09ae\u09b8\u0982\u09b8\u09cd\u09a5\u09be\u09a8\u09c7\u09b0 \u09a4\u09c8\u09b0\u09c0\u09b0 \u09b2\u0995\u09cd\u09b7\u09c7 \u0985\u09b0\u09cd\u09a5\u09a8\u09c8\u09a4\u09bf\u0995 \u0989\u09a8\u09cd\u09a8\u09af\u09bc\u09a8 \u0995\u09b0\u09cd\u09ae\u0995\u09be\u09a3\u09cd\u09a1\u09c7 \u098f\u09ac\u0982 \u0986\u0987\u09a8\u09c7\u09b0 \u09e7 (\u09e8) 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https:\/\/i0.wp.com\/sahajjobd.com\/wp-content\/uploads\/2023\/07\/%E0%A6%95%E0%A6%B0%E0%A7%8D%E0%A6%AE%E0%A6%B8%E0%A6%82%E0%A6%B8%E0%A7%8D%E0%A6%A5%E0%A6%BE%E0%A6%A8-%E0%A6%AC%E0%A7%8D%E0%A6%AF%E0%A6%BE%E0%A6%82%E0%A6%95-%E0%A6%B2%E0%A7%8B%E0%A6%A8-%E0%A6%AA%E0%A6%A6%E0%A7%8D%E0%A6%A7%E0%A6%A4%E0%A6%BF-%E0%A6%AA%E0%A6%BE%E0%A6%93%E0%A6%AF%E0%A6%BC%E0%A6%BE%E0%A6%B0-%E0%A6%89%E0%A6%AA%E0%A6%BE%E0%A6%AF%E0%A6%BC.jpg?resize=768%2C403&amp;ssl=1 768w\" sizes=\"(max-width: 960px) 100vw, 960px\" \/><figcaption class=\"wp-element-caption\">\u0995\u09b0\u09cd\u09ae\u09b8\u0982\u09b8\u09cd\u09a5\u09be\u09a8 \u09ac\u09cd\u09af\u09be\u0982\u0995 \u09b2\u09cb\u09a8 \u09aa\u09a6\u09cd\u09a7\u09a4\u09bf\/\u09aa\u09be\u0993\u09af\u09bc\u09be\u09b0 \u0989\u09aa\u09be\u09af\u09bc<\/figcaption><\/figure>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\">\u0995\u09b0\u09cd\u09ae\u09b8\u0982\u09b8\u09cd\u09a5\u09be\u09a8 \u09ac\u09cd\u09af\u09be\u0982\u0995 \u0985\u09a8\u09b2\u09be\u0987\u09a8 \u098b\u09a3 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\u09aa\u09cd\u09b0\u09b8\u09be\u09a7\u09a8\u09c0 \u09b6\u09bf\u09b2\u09cd\u09aa\u0964 \u09a8\u09be\u09b0\u0995\u09c7\u09b2 \u09a4\u09c7\u09b2 \u0989\u09ce\u09aa\u09be\u09a6\u09a8, \u09ac\u09c0\u099c \u09aa\u09cd\u09b0\u0995\u09cd\u09b0\u09bf\u09af\u09bc\u09be\u0995\u09b0\u09a3, \u09b0\u09be\u09ac\u09be\u09b0 \u09aa\u09cd\u09b0\u0995\u09cd\u09b0\u09bf\u09af\u09bc\u09be\u0995\u09b0\u09a3, \u099a\u09be\u09ae\u09a1\u09bc\u09be \u09b6\u09bf\u09b2\u09cd\u09aa \u0987\u09a4\u09cd\u09af\u09be\u09a6\u09bf\u0964<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u09eb) \u0995\u09cd\u09b7\u09c1\u09a6\u09cd\u09b0 \u0993 \u0995\u09c1\u099f\u09bf\u09b0 \u09b6\u09bf\u09b2\u09cd\u09aa:<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u09ae\u09c3\u09ce\u09b6\u09bf\u09b2\u09cd\u09aa, \u0995\u09be\u09ae\u09be\u09b0, \u09ac\u09cd\u09b2\u0995-\u09ac\u09be\u099f\u09bf\u0995\/\u09ae\u09c1\u09a6\u09cd\u09b0\u09a3, \u0997\u09cd\u09b0\u09be\u09ae\u09c0\u09a3 \u09b8\u09cd\u09af\u09be\u09a8\u09bf\u099f\u09be\u09b0\u09bf 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\u09b8\u09be\u0987\u09a8\u09ac\u09cb\u09b0\u09cd\u09a1 \u09a4\u09c8\u09b0\u09bf, \u099a\u09be\u09ae\u09a1\u09bc\u09be \u09b6\u09bf\u09b2\u09cd\u09aa, \u09b6\u09c1\u0995\u09a8\u09cb \u09ae\u09be\u099b \u09aa\u09cd\u09b0\u0995\u09cd\u09b0\u09bf\u09af\u09bc\u09be\u0995\u09b0\u09a3, \u0986\u0987\u09b8\u0995\u09cd\u09b0\u09bf\u09ae\/\u0986\u0987\u09b8 \u09ae\u09bf\u09b2 \u0987\u09a4\u09cd\u09af\u09be\u09a6\u09bf\u0964<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u09ec) \u0985\u09a8\u09cd\u09af\u09be\u09a8\u09cd\u09af \u0989\u09a4\u09cd\u09aa\u09be\u09a6\u09a8\u09b6\u09c0\u09b2 \u09aa\u09cd\u09b0\u0995\u09b2\u09cd\u09aa:<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u09ae\u09be\u09b6\u09b0\u09c1\u09ae \u099a\u09be\u09b7, \u09b8\u09ac\u099c\u09bf \u099a\u09be\u09b7, \u09b0\u09c7\u09b6\u09ae \u099a\u09be\u09b7 (\u09b8\u09c7\u09b0\u09bf\u0995\u09be\u09b2\u099a\u09be\u09b0), \u09ab\u09b2 \u099a\u09be\u09b7, \u09ae\u09cc\u09ae\u09be\u099b\u09bf \u099a\u09be\u09b7, \u09a8\u0995\u09b6\u09bf\u0995\u09be\u0981\u09a5\u09be \u09a4\u09c8\u09b0\u09bf, \u09aa\u09be\u09a8 \u09ac\u09cb\u09b0\u09c7\u099c, \u09a8\u09be\u09b0\u09cd\u09b8\u09be\u09b0\u09bf, \u09ab\u09c1\u09b2 \u099a\u09be\u09b7 \u0987\u09a4\u09cd\u09af\u09be\u09a6\u09bf\u0964<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u09ed) \u09aa\u09b0\u09bf\u09b7\u09c7\u09ac\u09be \u0996\u09be\u09a4:<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u09b8\u09c7\u09b2\u09c1\u09a8\/\u09b2\u09a8\u09cd\u09a1\u09cd\u09b0\u09bf, \u09ac\u09bf\u0989\u099f\u09bf \u09aa\u09be\u09b0\u09cd\u09b2\u09be\u09b0 \u098f\u09ac\u0982 \u09b9\u09be\u09b0\u09cd\u09ac\u09be\u09b2 \u099f\u09cd\u09b0\u09bf\u099f\u09ae\u09c7\u09a8\u09cd\u099f, \u09aa\u09be\u0993\u09af\u09bc\u09be\u09b0 \u099f\u09bf\u09b2\u09be\u09b0, \u0995\u09ae\u09cd\u09aa\u09bf\u0989\u099f\u09be\u09b0 \u09b8\u09be\u09b0\u09cd\u09ad\u09bf\u09b8, \u09ab\u099f\u09cb\u0995\u09aa\u09bf \u09b8\u09be\u09b0\u09cd\u09ad\u09bf\u09b8, \u099f\u09bf\u09ad\u09bf\/\u09ad\u09bf\u09b8\u09bf\u0986\u09b0\/\u0987\u09b2\u09c7\u0995\u09cd\u099f\u09cd\u09b0\u09a8\u09bf\u0995 \u0987\u0995\u09c1\u0987\u09aa\u09ae\u09c7\u09a8\u09cd\u099f\/\u09ae\u09cb\u09ac\u09be\u0987\u09b2 \u09ab\u09cb\u09a8 \u09ae\u09c7\u09b0\u09be\u09ae\u09a4, \u0997\u09cd\u09b0\u09be\u09ae\u09c0\u09a3 \u09af\u09be\u09a8\u09ac\u09be\u09b9\u09a8, \u09b8\u09c7\u09b2\u09be\u0987 \u09ae\u09c7\u09b6\u09bf\u09a8, \u09b2\u09be\u0987\u099f \u0987\u099e\u09cd\u099c\u09bf\u09a8\u09bf\u09af\u09bc\u09be\u09b0\u09bf\u0982\/\u09af\u09be\u09a8\u09ac\u09be\u09b9\u09a8 \u09ae\u09c7\u09b0\u09be\u09ae\u09a4 \u0995\u09b0\u09cd\u09ae\u09b6\u09be\u09b2\u09be, \u09a1\u09be\u09af\u09bc\u09be\u0997\u09a8\u09b8\u09cd\u099f\u09bf\u0995 \u09b8\u09c7\u09a8\u09cd\u099f\u09be\u09b0\/\u0995\u09cd\u09b2\u09bf\u09a8\u09bf\u0995\/\u09a1\u09bf\u09a1\u09c7\u09a8\u09cd\u099f , \u09b8\u09cd\u099f\u09c1\u09a1\u09bf\u0993, \u09b6\u09bf\u0995\u09cd\u09b7\u09be\u09ae\u09c2\u09b2\u0995 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\u09ac\u09be\u09a3\u09bf\u099c\u09cd\u09af\u09bf\u0995 \u0996\u09be\u09a4:<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u09ae\u09c1\u09a6\u09bf\/\u09b8\u099c\u09cd\u099c\u09be, \u09a1\u09bf\u09aa\u09be\u09b0\u09cd\u099f\u09ae\u09c7\u09a8\u09cd\u099f\u09be\u09b2 \u09b8\u09cd\u099f\u09cb\u09b0, \u09aa\u09cb\u09b6\u09be\u0995 \u09ac\u09cd\u09af\u09ac\u09b8\u09be\/\u09a4\u09c8\u09b0\u09bf \u09aa\u09cb\u09b6\u09be\u0995 \u09ac\u09cd\u09af\u09ac\u09b8\u09be, \u09aa\u09b6\u09c1\u0996\u09be\u09a6\u09cd\u09af\/\u09ae\u09be\u099b \u0996\u09be\u09a6\u09cd\u09af \u09ac\u09cd\u09af\u09ac\u09b8\u09be, \u09a7\u09be\u09a8\/\u099a\u09be\u09b2\/\u0985\u09a8\u09cd\u09af\u09be\u09a8\u09cd\u09af \u0995\u09c3\u09b7\u09bf\u09aa\u09a3\u09cd\u09af \u09ac\u09cd\u09af\u09ac\u09b8\u09be, \u09b8\u09be\u09b0\/\u09ac\u09c0\u099c\/\u0995\u09c0\u099f\u09a8\u09be\u09b6\u0995 \u09ac\u09cd\u09af\u09ac\u09b8\u09be, \u09af\u09a8\u09cd\u09a4\u09cd\u09b0\u09be\u0982\u09b6\u09c7\u09b0 \u09a6\u09cb\u0995\u09be\u09a8, 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\u09b8\u09c1\u09ac\u09bf\u09a7\u09be<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/sahajjobd.com\/en\/islami-bank-loan-poddhoti\/\">\u0987\u09b8\u09b2\u09be\u09ae\u09c0 \u09ac\u09cd\u09af\u09be\u0982\u0995 \u09b2\u09cb\u09a8 \u09aa\u09a6\u09cd\u09a7\u09a4\u09bf \u09ac\u09bf\u09b8\u09cd\u09a4\u09be\u09b0\u09bf\u09a4<\/a><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">\u0995\u09b0\u09cd\u09ae\u09b8\u0982\u09b8\u09cd\u09a5\u09be\u09a8 \u09ac\u09cd\u09af\u09be\u0982\u0995 \u09a8\u09bf\u099c\u09b8\u09cd\u09ac \u0995\u09b0\u09cd\u09ae\u09b8\u09c2\u099a\u09bf \u098b\u09a3\u09c7\u09b0 \u09b8\u09c0\u09ae\u09be, \u09ae\u09c7\u09af\u09bc\u09be\u09a6 \u098f\u09ac\u0982 \u09b8\u09c1\u09a6\u09c7\u09b0 \u09b9\u09be\u09b0<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u09a8\u09bf\u099c\u09b8\u09cd\u09ac \u0995\u09b0\u09cd\u09ae\u09b8\u09c2\u099a\u09bf \u09a5\u09c7\u0995\u09c7 \u09e8 \u09a7\u09b0\u09a8\u09c7\u09b0 \u098b\u09a3 \u09b9\u09df \u098f\u0997\u09c1\u09b2\u09cb 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class=\"wp-block-paragraph\">\u0995) \u0989\u09ce\u09aa\u09be\u09a6\u09a8\u09b6\u09c0\u09b2 \u0993 \u09b8\u09c7\u09ac\u09be\u09ae\u09c2\u09b2\u0995 \u0996\u09be\u09a4 : \u09b8\u09c1\u09a6\u09c7\u09b0 \u09b9\u09be\u09b0 \u09ef% (\u09b8\u09b0\u09b2)<br>\u0996) \u09ac\u09be\u09a3\u09bf\u099c\u09cd\u09af\u09bf\u0995 \u0996\u09be\u09a4 : \u09b8\u09c1\u09a6\u09c7\u09b0 \u09b9\u09be\u09b0 \u09ef% (\u09b8\u09b0\u09b2)<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u09ae\u09c3\u09a4\u09cd\u09af\u09c1 \u099d\u09c1\u0981\u0995\u09bf \u0995\u09ad\u09be\u09b0\u09bf\u0982 \u09b8\u09cd\u0995\u09bf\u09ae<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">** \u09aa\u09cd\u09b0\u09a4\u09cd\u09af\u09c7\u0995 \u098b\u09a3\u0997\u09cd\u09b0\u09b9\u09c0\u09a4\u09be\u0995\u09c7 \u09ac\u09cd\u09af\u09be\u0999\u09cd\u0995\u09c7\u09b0 \u09a8\u09bf\u099c\u09b8\u09cd\u09ac \u0995\u09b0\u09cd\u09ae\u09b8\u09c2\u099a\u09bf\u09b0 \u0985\u09a7\u09c0\u09a8\u09c7 \u09ae\u09c3\u09a4\u09cd\u09af\u09c1 \u099d\u09c1\u0981\u0995\u09bf \u0995\u09ad\u09be\u09b0 \u09b8\u09cd\u0995\u09bf\u09ae\u09c7\u09b0 \u09b8\u09a6\u09b8\u09cd\u09af \u09b9\u09a4\u09c7 \u09b9\u09ac\u09c7\u0964<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">** \u09aa\u09cd\u09b0\u09a4\u09bf\u099f\u09bf \u09b8\u09a6\u09b8\u09cd\u09af\u0995\u09c7 \u098b\u09a3\u09c7\u09b0 \u09ae\u09c7\u09af\u09bc\u09be\u09a6\u09c7\u09b0 \u0989\u09aa\u09b0 \u09ad\u09bf\u09a4\u09cd\u09a4\u09bf \u0995\u09b0\u09c7 \u09a8\u09bf\u09ae\u09cd\u09a8\u09b2\u09bf\u0996\u09bf\u09a4 \u09b9\u09be\u09b0\u09c7 \u0985-\u09ab\u09c7\u09b0\u09a4\u09af\u09cb\u0997\u09cd\u09af \u0985\u09ac\u09a6\u09be\u09a8 \u09a6\u09bf\u09a4\u09c7 \u09b9\u09ac\u09c7:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u09e6\u09e7 \u09ac\u099b\u09b0 \u09aa\u09b0\u09cd\u09af\u09a8\u09cd\u09a4 \u099a\u09be\u0981\u09a6\u09be \u09e6.\u09ea\u09e6%<br>\u09e6\u09e7 \u09ac\u099b\u09b0\u09c7\u09b0 \u098a\u09b0\u09cd\u09a7\u09cd\u09ac\u09c7 \u09e6\u09e8 (\u09a6\u09c1\u0987) \u09ac\u099b\u09b0 \u09aa\u09b0\u09cd\u09af\u09a8\u09cd\u09a4 \u099a\u09be\u0981\u09a6\u09be\u09e6.\u09eb\u09e6%<br>\u09e6\u09e8 (\u09a6\u09c1\u0987) \u09ac\u099b\u09b0\u09c7\u09b0 \u098a\u09b0\u09cd\u09a7\u09cd\u09ac\u09c7 \u099a\u09be\u0981\u09a6\u09be \u09e6.\u09ec\u09e6%<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">** \u09af\u09a6\u09bf \u098b\u09a3\u09c7\u09b0 \u09ae\u09c7\u09af\u09bc\u09be\u09a6\u0995\u09be\u09b2\u09c7 \u098b\u09a3\u0997\u09cd\u09b0\u09b9\u09c0\u09a4\u09be\u09b0 \u09ae\u09c3\u09a4\u09cd\u09af\u09c1 \u09b9\u09af\u09bc \u098f\u09ac\u0982 \u0985\u09cd\u09af\u09be\u0995\u09be\u0989\u09a8\u09cd\u099f \u09a8\u09bf\u09af\u09bc\u09ae\u09bf\u09a4 \u09a5\u09be\u0995\u09c7, \u09a4\u09ac\u09c7 \u0985\u09ac\u09b6\u09bf\u09b7\u09cd\u099f \u09ac\u09cd\u09af\u09be\u09b2\u09c7\u09a8\u09cd\u09b8 \u09b8\u09cd\u0995\u09bf\u09ae \u09a5\u09c7\u0995\u09c7 \u09b8\u09ae\u09a8\u09cd\u09ac\u09af\u09bc \u0995\u09b0\u09be \u09b9\u09ac\u09c7\u0964 \u09ae\u09c3\u09a4\u09c7\u09b0 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noopener\">\u0995\u09cd\u09b2\u09bf\u0995 \u0995\u09b0\u09c1\u09a8<\/a><br><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u0995\u09b0\u09cd\u09ae\u09b8\u0982\u09b8\u09cd\u09a5\u09be\u09a8 \u09ac\u09cd\u09af\u09be\u0982\u0995 \u09b2\u09cb\u09a8 \u09aa\u09b0\u09bf\u09b6\u09cb\u09a7 \u09aa\u09a6\u09cd\u09a7\u09a4\u09bf<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u098b\u09a3\u09c7\u09b0 \u09ae\u09c7\u09af\u09bc\u09be\u09a6 \u098f\u09ac\u0982 \u09aa\u09b0\u09bf\u09b6\u09cb\u09a7\u09c7\u09b0 \u09b8\u09ae\u09af\u09bc\u09b8\u09c2\u099a\u09c0:<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0995) \u09b8\u09be\u09a7\u09be\u09b0\u09a3\u09a4\u0983 \u09e8 \u09ac\u099b\u09b0\u09c7\u09b0 \u09aa\u09b0\u09bf\u09b6\u09cb\u09a7\u09c7\u09b0 \u09a8\u09bf\u09df\u09ae \u09b9\u09b2\u09c7\u0993\u0964 \u09aa\u09cd\u09b0\u0995\u09b2\u09cd\u09aa\u09c7\u09b0 \u09aa\u09cd\u09b0\u0995\u09c3\u09a4\u09bf, \u0986\u0995\u09be\u09b0, \u098b\u09a3\u09c7\u09b0 \u09aa\u09b0\u09bf\u09ae\u09be\u09a3, 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\u09ac\u09cd\u09af\u09be\u0999\u09cd\u0995 \u09ae\u09cd\u09af\u09be\u09a8\u09c7\u099c\u09be\u09b0\/\u0985\u09ab\u09bf\u09b8\u09be\u09b0\u09c7\u09b0 \u09b8\u09be\u09a5\u09c7 \u09b8\u09b0\u09be\u09b8\u09b0\u09bf \u09af\u09cb\u0997\u09be\u09af\u09cb\u0997\u0964 \u09a4\u09c3\u09a4\u09c0\u09af\u09bc \u09aa\u0995\u09cd\u09b7 \u09ac\u09be \u09ac\u09cd\u09af\u0995\u09cd\u09a4\u09bf\u09b0 \u09b8\u09be\u09b9\u09be\u09af\u09cd\u09af \u09a8\u09c7\u0993\u09af\u09bc\u09be \u09a5\u09c7\u0995\u09c7 \u09ac\u09bf\u09b0\u09a4 \u09a5\u09be\u0995\u09c1\u09a8\u0964<\/p>","protected":false},"excerpt":{"rendered":"<p>\u0995\u09b0\u09cd\u09ae\u09b8\u0982\u09b8\u09cd\u09a5\u09be\u09a8 \u09ac\u09cd\u09af\u09be\u0982\u0995 \u098f\u0995\u099f\u09bf \u09b0\u09be\u09b7\u09cd\u099f\u09cd\u09b0\u09c0\u09af\u09bc \u09ae\u09be\u09b2\u09bf\u0995\u09be\u09a8\u09be\u09a7\u09c0\u09a8 \u0986\u09b0\u09cd\u09a5\u09bf\u0995 \u09aa\u09cd\u09b0\u09a4\u09bf\u09b7\u09cd\u09a0\u09be\u09a8\u0964 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